8 Best Mobile Phones Under ₹40,000 (April 2026)
Update: We last updated this article with new best mobile phones under ₹40,000 on April 1, 2026
These days, most Indian buyers prefer premium smartphones over budget ones. While flagship phones offer top-of-the-line features, they also come with a hefty price tag. That’s where ‘flagship-killers’ or phones under ₹40,000 come in. They pack flagship-level specs at a much more affordable price, with just a few compromises here and there. Here is a list of the best mobile phones under ₹40000
1. Nothing Phone (4a) Pro: All-Rounder With Great Cameras
- AnTuTu Score: 1.1 million
- Software Updates: Android 16 | 3 OS updates (till Android 19 | 6 years of security updates
- Price: ₹39,999 for 8GB/128GB.
Why We Recommend It:
The Nothing Phone (4a) is the newest on this list of best mobile phones under ₹40000. Not only is it the best-looking phone in the segment, but it also brings an equally capable set of hardware to match. You get a 50MP periscope telephoto lens with 3.5x optical zoom, and it can capture some really detailed shots. There’s also the Glyph Matrix borrowed from the Phone (3), apart from a premium aluminium unibody. It’s the go-to phone if you want a good experience and are willing to look beyond the specs sheet.
Who Should Buy It:
The Phone (4a) Pro caters to software purists and camera enthusiasts, making it one of the best mobile phones under ₹40000. It is one of the few phones in the segment to boast a capable triple camera setup. Furthermore, the design isn’t polarising this time, and it feels mature while looking unique.
Who Shouldn’t Buy it:
Spec nerds and gamers should avoid the Phone (4a) Pro. The Snapdragon 7 Gen 4 isn’t the fastest in this segment, and you only get 3 years of OS updates. Furthermore, the phone can be a bit inconsistent during low-light shots and misses out on perks like wireless charging. Last but not least, the 5,400mAh battery looks pale in comparison to its Silicon Carbon-powered rivals.
| Pros | Cons |
|---|---|
| ✅ Premium aluminium unibody design | ❌ Essential Key cannot be remapped |
| ✅ Same Glyph Matrix as Phone (3) | ❌ Only 3 OS updates |
| ✅ Clean software experience with no ads | ❌ Inconsistent low-light camera performance. |
| ✅ Capable 50MP periscope telephoto | ❌ Snapdragon 7 Gen 4 is slower than the competition |
2. iQOO Neo 10: The Best Gaming Phone
- AnTuTu Score: 2.1 million
- Software Updates: Android 15 | 3 OS updates (up to Android 18) | 4 years of security updates
- Price: ₹36,998 for 8/256GB
Why We Recommend It:
The iQOO Neo 10, which previously dominated the under 30K segment, has now entered the sub 40K segment. While it’s definitely pricier than before, it still remains one of the best mobile phones under ₹40000. It uses the same Snapdragon 8s Gen 4 chip as the Poco F7 but offers a more polished experience. Also, it is one of the few phones to offer a dedicated Q1 gaming chip, letting you enjoy games like BGMI at 144FPS. The 7,000mAh battery is a standout feature, lasting 8 to 9 hours even under heavy load.
Who Should Buy It:
The iQOO Neo 10 caters to hardcore gamers with its powerful hardware and 144Hz refresh rate. Furthermore, it has 120W wired charging, and you even get bypass charging support. It has a large vapour cooling chamber, and it also received the OriginOS update.
Who Shouldn’t Buy It:
The iQOO Neo 10 isn’t made for those who want a good design or versatile cameras. It misses out on a telephoto lens, and the plastic back won’t blow away your mind. The ultrawide camera is average, and the lowlight camera performance could be better. Also, the 144Hz refresh rate only works in select phones.
| Pros | Cons |
|---|---|
| ✅ Powerful Snapdragon 8s Gen 4 | ❌ Cheap plastic back |
| ✅ Smooth 144Hz refresh rate | ❌ UFS 3.1 in base variant |
| ✅ Fast 120W wired charging | ❌ No telephoto lens |
| ✅ Large vapour cooling chamber | ❌ Average lowlight camera performance |
2.Poco X8 Pro Max
3. OnePlus 13R: Great Performance and Value
- AnTuTu Score: 2 million
- Software Updates: Android 15 | 4 years of OS updates (up to Android 19) and 6 years of security updates guaranteed.
- Price: ₹39,999 for 12/256GB
Why We Recommend It:
Despite the launch of the OnePlus 15R, last year’s OnePlus 13R still dominates the sub-40 K segment. The reason is simple: the 15R caters to power users while the 13R was more of an all-rounder. The Snapdragon 8 Gen 3 chipset, while a bit dated, is still powerful enough for most tasks. You also get a flat AMOLED panel with LTPO support and a 50MP telephoto lens, two key features missing on the newer 15R. Other features include the iconic alert slider, stereo speakers, and a massive 6000mAh battery.
Who Should Buy It:
The OnePlus 13R is an easy pick for the best mobile phones under ₹40000 if software is your priority. The OxygenOS 16 update has made the phone smoother, while the 1.5K display is sharp enough for consuming content. You also get 80W SUPERVOOC charging and 12GB of RAM, something which is rare, especially in this era of chip shortage.
Who Shouldn’t Buy It:
The OnePlus 13R, being a OnePlus phone, misses out on some key aspects. For starters, there’s no wireless charging, and the phone does get warm during intense tasks. Furthermore, the telephoto lens is limited to 2x zoom, and the low-light camera performance can be a bit inconsistent.
| Pros | Cons |
|---|---|
| ✅ Powerful Snapdragon 8 Gen 3 | ❌ Flat design may feel less premium compared to last year’s curved display |
| ✅ Huge 6,000mAh battery that fast-charges in an hour | ❌ No wireless charging |
| ✅ OxygenOS 15 with cool new AI features | ❌ The camera setup is versatile, but not the best |
| ✅ Comes with Wi-Fi 7 and support for Jio 5.5G in India |
4. Poco X8 Pro Max: Best Phone For Battery And Performance
- AnTuTu Score: 2.7 million
- Software Updates: Android 16 | 4 years of major Android updates (up to Android 20) and 6 years of security updates guaranteed.
- Price: ₹42,999 for 12/256GB (₹40,849 with offers)
Why We Recommend It:
The Poco X8 Pro Max is the spiritual successor to the Poco F7 from last year. It is the first phone to use the new MediaTek Dimensity 9500s based on a 3nm process. This processor offers performance similar to the Snapdragon 8 Gen 5. The 9,000mAh battery is the biggest in this segment, and you also get 100W fast charging.
Who Should Buy It:
Poco X8 Pro Max is one of the best mobile phones under ₹40000 for those who want a good combination of performance and battery backup. The large vapour cooling chamber ensures sustained FPS during gaming, making it the go-to choice for gamers. With a massive 6.83-inch AMOLED panel and Dolby Vision support, it also caters to all the binge watchers out there. Poco has also optimized the primary cameras, and there’s also an IP69K rating.
Who Shouldn’t Buy It:
Those looking for a clean software experience or a complete set of cameras should skip the Poco X8 Pro Max. HyperOS 3 isn’t the best software skin out there, and it misses out on a telephoto lens. Also, the 8MP ultrawide lens isn’t the best, and there is no 4K recording on the front camera.
| Pros | Cons |
|---|---|
| ✅ 1st phone in India with MediaTek Dimensity 9500s | ❌ No telephoto lens |
| ✅ Premium display with Dolby Vision support | ❌ Average ultrawide camera |
| ✅ Massive 9,000mAh battery with 100W charging | ❌HyperOS 3 feels unoptimized |
| ✅ Premium build with glass and stainless steel | |
| ✅ Ultrasonic fingerprint scanner | |
| ✅ 4 years of OS updates and 6 years of security patches |
5. Oppo K13 Turbo Pro: Best Phone For Sustained Performance
- AnTuTu Score: 2 million
- Software Updates: Android 15 | 2 OS upgrades (till Android 17) | 3 years of security updates (until 2028)
- Price: ₹34,999 for 8/256GB
Why We Recommend It:
The Oppo K13 Turbo Pro is a powerhouse that takes gaming performance to the next level. It is one of the best mobile phones under ₹40000 to use the Snapdragon 8s Gen 4 processor. It introduces an active cooling fan to help you maintain those stable frame rates. This means you can enjoy games without the phone getting warm or the performance getting throttled. With a massive 7,000mAh battery and bypass charging, it’s a beast that doesn’t stop.
Who Should Buy It:
The K13 Turbo is made for all the hardcore power users who want the best possible performance. Whether you are playing games in peak summer or in the cold nights of Winter, your phone will deliver the same peak performance as day 1. It’s perfect for gig workers and gamers who want their phone to last all day without getting warm. And despite featuring a moving fan, it still has an IP66+IP68+IP69 rating.
Who Shouldn’t Buy It:
Being a gaming phone, the K13 Turbo misses out on several aspects. It only has a single usable camera, and there’s no ultrawide or telephoto lens. And you are practically getting only 1 OS update since the phone launched with Android 15, which is the lowest in the entire segment. There are plenty of preloaded app,s and the primary camera is average at best.
| Pros | Cons |
|---|---|
| ✅ Only phone with a dedicated cooling fan | ❌ No ultrawide angle or telephoto lens |
| ✅ Powerful Snapdragon 8s Gen 4 | ❌ Plastic back |
| ✅ LED ring light at the back | ❌ Only 1 OS update |
| ✅ IP67+IP68+IP69 | ❌ No wireless charging |
6. Samsung Galaxy S24 FE: The One For Samsung Fans
- AnTuTu Score: 1.94 million
- Software Updates: Android 14 | 7 years of updates (till almost Android 21)
- Price: ₹35,499 for 8/128GB
Why We Recommend It:
The Samsung Galaxy S24 Fan Edition (FE) is a phone made for true Samsung fans. This best mobile phones under ₹40000 is the only one to offer 7 years of OS updates. It gives you the same One UI experience as the flagship Ultra series. Furthermore, the rest of the package is pretty good too as you get a capable triple camera setup, IP68 rating, and vibrant screen. There are all the Galaxy AI features too, so you aren’t missing out on much.
Who Should Buy It:
The Samsung Galaxy S24 FE is made for those who want a phone from a reputable brand for long-term usage. Samsung’s software experience and timely updates make it a reliable pick. The camera tuning is excellent, and the Samsung brand value means you get good resale value, too. With the S25 FE bringing only incremental upgrades, it makes more sense to save money and opt forthe S24 FE instead.
Who Shouldn’t Buy It:
Those looking for the best mobile phones under ₹40000 for performance or a battery should avoid the S24 FE. The Exynos 2400e is notorious for its heating issue and isn’t the fastest chip around. Furthermore, you only get an 8MP telephoto lens and slow 25W charging speeds. Also, you need to buy a charger separately, and the 4,700mAh battery feels quite small in comparison to its rivals.
| Pros | Cons |
|---|---|
| ✅ 7 years of updates for reliable, long-term use | ❌ Exynos 2400e has heating issues |
| ✅ Good quality display | ❌ 8MP telephoto isn’t the sharpest |
| ✅ Corning Gorilla Glass Victus+ and IP68 rating | ❌ 4700mAh battery feels compared to the competition |
| ✅ Solid software with AI features | ❌ No charger in the box |
| ✅ NFC support enables easy tap-to-pay via Samsung Wallet | ❌ Slow 25W charging speeds |
| ✅ Wireless Charging |
7. Realme GT 7: Best Mobile Phone For Battery And Performance
- AnTuTu Score: 2 million
- Software Updates: Android 15 | 4 years of OS updates (Android 19) | 6 years of security patches
- Price (in India): ₹39,999 for 8GB/256GB
Why We Recommend It:
The Realme GT 7 was the first phone in India to use the Dimensity 9400e chipset. With a massive 7,000mAh battery and four years of updates, it is still one of the best mobile phones under ₹40000 f0. The phone also boasts a robust cooling system featuring IceSense Graphene, a material designed for enhanced heat dissipation.
Who Should Buy It:
The Realme GT 7 is a compelling option for those who prioritize a long-lasting battery, a top-tier display, and a powerful processor for daily use. The extensive software support and AI features are also attractive additions. So, if you have these things as priorities, then this is the best smartphone under ₹40,000.
Who Shouldn’t Buy It:
However, the phone’s performance isn’t entirely flawless. While the Dimensity 9400e is a powerful chipset, it tends to get warm. Similarly, the camera system is decent but doesn’t quite stand out in its price segment. While the 50MP primary sensor captures good daylight shots, the 8MP ultrawide camera underperforms, struggling with edge detection
| Pros | Cons |
|---|---|
| ✅ Powerful MediaTek Dimensity 9400e processor | ❌ Severe heating issues during prolonged gaming sessions |
| ✅ Massive 7,000mAh battery with 120W fast charging | ❌ Average rear camera performance, especially the ultrawide lens and portrait mode |
| ✅ Stunning 6.78-inch LTPO AMOLED display | ❌ Primarily plastic build doesn’t feel as premium as some competitors |
| ✅ Four years of Android OS updates and six years of security patches | ❌ Pre-installed bloatware that needs to be removed manually |
| ✅ IP69 rating for dust and water resistance | ❌ Design lacks a unique flair or “oomph” factor |
| ✅ Advanced cooling system with IceSense Graphene | |
| ✅Useful AI features like AI Planner and AI Gaming Coach | |
| ✅Fast UFS 4.0 storage | |
8. Vivo T4 Ultra: Best Camera Phone
- AnTuTu Score: 1.8 million.
- Software Update: Android 15 | 3 years of OS updates (until Android 18) and 4 years of security patches
- Price (in India): ₹37,999 (8GB/256GB)
Why We Recommend It:
The Vivo T4 Ultra positions itself as a compelling contender for the best mobile phones under ₹40000. It aims to bridge the gap between mid-range and flagship with its MediaTek Dimensity 9300+ processor and a periscope camera lens. also features AI-powered photography tools and an Aura Light for enhanced low-light photography. It’s a good option for those who want a stylish design and a capable camera without sacrificing performance.
Who Should Buy It:
Ultimately, the Vivo T4 Ultra is a solid option for users prioritizing a high-quality display, a versatile camera system with a periscope lens, and fast charging at a competitive price. The processor, while not the latest, is still a capable chip in 2026. It is the perfect combo of design, cameras, and performance.
Who Shouldn’t Buy It:
However, some aspects might give users pause. While the design is premium, the IP64 rating offers only basic dust and splash resistance. The display, though impressive, is not adaptive and doesn’t offer LTPO support. The 8MP ultrawide-angle lens is average at best, and the 5,500mAh battery isn’t the biggest in this segment.
| Pros | Cons |
|---|---|
| ✅ Stunning AMOLED display with 1.5K resolution and 5000 nits peak brightness. | ❌ IP64 rating, not as robust as IP68. |
| ✅ Powerful MediaTek Dimensity 9300+ processor. | ❌ Bloatware pre-installed |
| ✅ Versatile triple camera setup with a 50MP periscope telephoto lens | ❌ Average 8MP ultrawide camera. |
| ✅ Fast 90W wired charging. | ❌ No wireless charging |
Best Phone Under ₹40000: Specifications Comparison
| Feature | Nothing Phone 4a | iQOO Neo 10 | Poco F7 5G | Oppo K13 Turbo Pro | Realme GT 7 | Vivo T4 Ultra | Galaxy S24 FE |
| Price (Starts at) | ₹31,999 | ₹33,949 | ₹31,999 | ₹34,999 | ₹36,999 | ₹35,999 | ₹39,999 |
| Display | 6.78″ 1.5K AMOLED | 6.78″ 1.5K LTPO | 6.83″ 1.5K pOLED | 6.8″ 1.5K AMOLED | 6.78″ 1.5K LTPO | 6.67″ 1.5K Curved AMOLED | 6.7″ FHD+ Dyn. AMOLED 2X |
| Processor | Snapdragon 7s Gen 4 | Snapdragon 8s Gen 4 | Snapdragon 8s Gen 4 | Snapdragon 8s Gen 4 | Dimensity 9400e | Dimensity 9300+ | Exynos 2400e |
| Rear Camera | 50MP + 50MP (3.5x Tele) | 50MP + 8MP (UW) | 50MP + 8MP (UW) | 50MP + 2MP | 50MP + 50MP (2x Tele) | 50MP + 50MP (3x Tele) + 8MP | 50MP + 12MP + 8MP (3x Tele) |
| Battery | 5400mAh | 7000mAh | 7550mAh | 7000mAh | 7000mAh | 5500mAh | 4700mAh |
| Charging | 50W Wired | 120W Wired | 90W Wired | 80W Wired | 120W Wired | 90W Wired | 25W Wired |
| Cooling | Passive | Vapor Chamber | Vapor Chamber | Active Fan (18k RPM) | Dual Vapor Chamber | Vapor Chamber | Passive |
| IP Rating | IP64 | IP65 | IP69 | IP69 | IP69 | IP64 | IP68 |
Which Phone Should You Pick?
Picking the right phone from this list can feel tricky, but it really comes down to what you care about most. Here are the top recommendations for the best mobile phones under ₹40000:
- For gaming: The iQOO Neo 10 is a powerhouse with Snapdragon 8s Gen 4, a super-smooth 144Hz display, and 120W charging. If you want another strong option, the Oppo K13 Turbo Pro adds a dedicated cooling fan
- For all-day use: The Poco F7 is a great daily driver thanks to its 7,500mAh battery, premium build, and steady performance. Prefer better software and a MediaTek chip? The Realme GT 7 will serve you better
- For a unique design: The Nothing Phone 4a stands out with its aluminium unibody and Glyph Matrix LEDs. The Vivo T4 Ultra also looks premium with a slim profile and classy finish.
- For a well-rounded experience: The Samsung Galaxy S24 FE nails the basics—reliable cameras, compact build, long software support.
- For the best value: The OnePlus 13R delivers flagship-grade performance, long updates, and capable cameras without flagship pricing. I
- For brand value & long-term support: Want a phone that can be used for years to come? The Samsung Galaxy S24 FE offers 7 years of updates with all the fancy Galaxy AI features.
At the end of the day, the best phone is the one that fits your priorities.
